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How Making An Auto Glass Repair Claim Affects Insurance Rates

Published September 15, 2023Updated November 25, 20252 min read
McConnell technician applying material during windshield repair work

You’re cruising down the scenic roads soaking in the beauty of the Tar Heel State when suddenly a stray rock hits your windshield, leaving a noticeable chip. Now you’re left wondering, will my insurance rates increase if I make an auto glass repair claim? This is a common dilemma for many drivers. But the short answer is that, under state law, insurance companies cannot raise your premium for making a claim. If you make multiple claims in a short period of time, your deductible could increase.

The Basics of Auto Glass Repair

First things first,let’s talk about what auto glass repair involves. At McConnell Auto Glass, we repair and replace windshields and side and rear windows. Our technicians are trained to assess the damage and recommend the best action. Sometimes, a simple auto glass repair is all that’s needed, but a full replacement may be necessary in some cases.

Insurance Coverage for Auto Glass Repair

In North Carolina, auto insurance policies often include comprehensive coverage for auto glass repair or replacement. Your insurance company will likely cover the cost minus your deductible. However, it’s crucial to read the fine print of your policy to understand what is and isn’t covered. We are a preferred vendor for insurance companies.

When You Need Auto Glass Repair, Come to Us

Auto glass damage is an unfortunate but common occurrence for drivers in North Carolina. While insurance can provide financial relief, finding a reliable repair shop is up to you. At McConnell Auto Glass, we’re here to guide you through the process and provide auto glass repair services. So, the next time you find yourself with a chipped or cracked windshield, call us. We’ve got you covered. Contact us today to schedule an appointment.

Same-day auto glass service in Raleigh and the Triangle.

Call the shop or request service online. We work with all major insurance companies and handle the claim for you.

Real answers

Watch the McConnell team explain what to expect.

Short clips from the shop make the service feel clearer before a customer calls, files a claim, or books an appointment.

ADAS calibration process

A quick look at how calibration is handled after glass replacement.

Customer testimonial

Hear why local drivers choose McConnell Auto Glass.

What happens after booking

What to expect after you request an appointment.

Inside McConnell Auto Glass

A quick view of the shop, team, and service experience.

How long does service take?

A short answer about typical job timing.

Shop and mobile service

See the team at work around vehicles and glass.

Do you accept insurance?

How McConnell helps with insurance claims.

How much does windshield repair cost?

A simple explanation of repair pricing factors.

Do you offer mobile service?

When mobile auto glass service is available.

How fast can a windshield be replaced?

What affects scheduling and replacement timing.

How reliable are your vendors?

How the team chooses glass and materials.

What damage is repairable?

How the team decides between repair and replacement.

Do you offer a warranty?

How McConnell stands behind the work.

Customer story

A customer shares their McConnell experience.

Do you speak Spanish?

How Spanish-speaking customers can get help.

Do I need a replacement?

When replacement is safer than repair.

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